choose the best option for you.

Special Financing Available

The monthly payments examples with the special financing offers below are based on a purchase of $5,000

12 MONTHS

$5,000 or $417.00/month**
Suggested monthly payments
With 12 month Special Financing*
for important monthly payement information

The Suggested Equal Monthly Payment shown above may be greater than the required minimum monthly payment that will be on your billing statement when you use the 12 month promotional financing offer.

This estimated payment:

  • Equals the promotional purchase amount divided by 12 (excluding installation, taxes and shipping charges) rounded to the next highest whole dollar.
  • Would pay off the promotional purchase amount within 12 months, but only if there are no other balances on your account at any time during the 12 month promotional period and you make your payments on time. Your total payments will equal the amount of the promotional purchase amount.

If the promotional purchase amount is not paid in full within 12 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.

IMPORTANT: The information about the Suggested Equal Monthly Payment shown assumes the following promotional financing offer is applied to the purchase:

No Monthly Interest if paid in full within 12 Months

On purchases made with your Home Design credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. There is a $29 account activation fee. Monthly payments are required equal to 2.5% of the highest balance of this promo purchase

*No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. Monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. These payments will be rounded up to the next whole dollar and may be higher than the payments that would be required if this purchase was a non-promo purchase. Required monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is XX.XX%. Minimum interest charge is $2. One-time account activation fee of $29 charged at time of first purchase. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

**Monthly payment shown is equal to the promo purchase price multiplied by 2.50%, rounded to the next highest whole dollar, and only applies to the selected financing option shown. If you make your payments by the due date each month, the monthly payment shown should allow you to pay off this purchase within the promo period if this balance is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances.

27 MONTHS

$5,000 or $200.00/month
With 27 month financing
Total payments of $5,400
for important monthly payement information

The estimated monthly payment shown above equals the purchase price (excluding Installation, taxes and delivery) multiplied by 4.00%. It is rounded to the next highest whole dollar. It is only good with the financing offer shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

IMPORTANT: The information about the Fixed Monthly Payment shown assumes the following promotional financing offer is applied to the purchase:

5.99% APR for 27 Months

On purchases with your Home Design credit card. 27 fixed monthly payments required.

Interest will be charged on the promo purchase from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 4.00% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 26.99%. Minimum interest charge is $2.00. One-time account activation fee of $29 charged at time of first purchase. Existing Cardholders: See your credit card agreement terms. Subject to credit approval.

38 MONTHS

$5,000 or $150.00/month
With 38 month financing
Total payments of $5,700
for important monthly payement information

The estimated monthly payment shown above equals the purchase price (excluding Installation, taxes and delivery]) multiplied by 3.00%. It is rounded to the next highest whole dollar. It is only good with the financing offer shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

IMPORTANT: The information about the Fixed Monthly Payment shown assumes the following promotional financing offer is applied to the purchase:

7.99% APR for 38 Months

On purchases with your Home Design credit card. 38 fixed monthly payments required.

Interest will be charged on the promo purchase from the purchase date at a reduced 7.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.00% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 26.99%. Minimum interest charge is $2.00. One-time account activation fee of $29 charged at time of first purchase. Existing Cardholders: See your credit card agreement terms. Subject to credit approval.

78 MONTHS

$5,000 or $88.00/month
With 78 month financing
Total payments of $6,825
for important monthly payement information

The estimated monthly payment shown above equals the purchase price (excluding Installation, taxes and delivery) multiplied by 1.75%. It is rounded to the next highest whole dollar. It is only good with the financing offer shown. If you make these payments by the due date each month, you should pay off this purchase within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.

IMPORTANT: The information about the Fixed Monthly Payment shown assumes the following promotional financing offer is applied to the purchase:

9.99% APR for 78 Months

On purchases with your Home Design credit card. 78 fixed monthly payments required.

Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.75% of initial promo purchase amount and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 26.99%. Minimum interest charge is $2.00. One-time account activation fee of $29 charged at time of first purchase. Existing Cardholders: See your credit card agreement terms. Subject to credit approval.


Expand your purchasing power with
Promotional Financing through Synchrony.

Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options *
  • Convenient monthly payment options
  • Online account management
* Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.